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You may submit an application for a Path 12 point for a feature that is not addressed in other rating systems. It might be helpful to clarify the approach through a CIR (Credit Interpretation Request) unless you know that precedent already exists. 

You may submit an application for a Path 12 point for a feature that is not addressed in other rating systems. It might be helpful to clarify the approach through a CIR (Credit Interpretation Request) unless you know that precedent already exists. 

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