I think you're wise to seek a good look at the credit templates before making that decision, particularly if your project is an EBv2.0 project, as there is important information found in LEED Online interface that isn't necessarily as prominent elsewhere. That being said, if your project is currently an EBOM (2008) project, I think you are much less likely to find unwelcome surprises in the templates; the content didn't change dramatically from EBOM to EBOM'09. And, in conclusion, keep poking the USBC/GBCI about this - making that information easily available to projects is important, and they need to be reminded that folks are waiting for it.