For one of our projects we are thinking of negotiating with a local bank to set up an ATM machine that is open to public. The bank it self is not close by but we can make a deal with them to set up the ATM machine within the 1/2 mile radius. Will it be acceptable as a banking facility under the credit intent? Of course it doesn't provide the full scale of banking services, but with an ATM you can withdraw cash, deposit checks, pay bills etc. So I think it is fair to consider as a banking facility.